Part 4: Pensions Dashboards Section 118: Qualifying pensions dashboard service 238B Qualifying pension dashboard service: further provision
This section supplements section 238A. In particular, subsection (1) provides that regulations under 238A(2) may impose requirements about how requests for information about pensions must be dealt with. This may include requirements about the format and presentation of data and the use of intermediaries to ensure the data is held in a compatible format for the purposes of matching and presentation. Section 238(1) further provides that the regulations may also impose requirements about the involvement of the dashboard service provider in arrangements for dealing with requests for pensions information.
	Subsection (2) provides that regulations subsection (1) may, in particular, impose requirements concerning the use of electronic communications, for example networks designed to support qualifying pensions dashboard services and the pensions dashboard service provided by the Money and Pensions Service (subsection (2)(a)). Subsection (2) also makes it clear that the regulations may impose requirements concerning the use of facilities or services (subsection (2)(b)) or the provision of assistance in connection with establishing, maintaining or managing those facilities or services (subsection (2(c)). The regulations may also provide that a qualifying pensions dashboard service must take part in arrangements for establishing, maintaining and managing such facilities and services as enable a pensions dashboard service to function (subsection (2)(d)).
	Subsection (3) clarifies that the facilities or services outlined in subsection (2)(b) above may include facilities or services designed for transmitting or authenticating information or for authenticating a person’s identity. This is so that the pensions information provided in relation to the scheme is accurate and can be securely transmitted using a trusted electronic communications network.
	Subsection (4)(a) goes on to provide that regulations under subsection (2)(b) may impose requirements as respects facilities or services which may include compliance with standards, specifications or technical requirements as are published from time to time by the Secretary of State, the Money and Pensions Service or a person specified or described in the regulations. Subsection (4)(b) allows regulations to require that facility or service providers in relation to a pension dashboard service are approved by the Secretary of State, the Money and Pensions Service or a person specified or described in the regulations.
	Subsection (5) makes it clear that regulations under subsection (2)(d) may, in particular, require the provider of the pensions dashboard service to co-operate, and to co-ordinate activities, with the Money and Pensions Service or a person specified or described in the regulations, and to enable them to monitor or audit compliance by the provider. This is to ensure that pensions dashboard services, which will be overseen or provided by the Money and Pensions Service, operate effectively and efficiently.
	Subsection (6) enables the regulations to provide that a disclosure of information provided for by the regulations is not to be a breach of a duty of confidence or a breach of any other restriction on the processing of personal data. This is subject to subsection (7) which makes it clear that this does not extend to authorising or requiring the processing of personal data which would otherwise contravene the data protection legislation, as defined in the next section.