ANNEX: LIST OF ABBREVIATIONS
APS – The Asset Protection Scheme
	CCA – Consumer Credit Act 1974
	CFEB – Consumer Financial Education Body
	ECHR – European Convention on Human Rights
	FSA – Financial Services Authority
	FSCS – Financial Services Compensation Scheme
	FSMA – Financial Services and Markets Act 2000
	HMT – Her Majesty’s Treasury
	NS&I – National Savings and Investments
	OFT – Office of Fair Trading
	RRP – Recovery and Resolution Plan
	the relevant authorities – The Treasury, FSA and Bank of England