Policy background
In June 2017, the Conservative party formed a Government with a manifesto commitment to "reduce insurance costs for ordinary motorists by tackling the continuing high number and cost of whiplash claims". The Act contains measures that give effect to policies outlined in previous Government consultation responses regarding whiplash injuries arising from road traffic accidents1 and on the framework through which the personal injury discount rate is set2.
	This Act contains provisions outlined in the Queen’s Speech in June 2017 to help reduce motor insurance premiums3.