Schedule 8: Cash access services Part 1 – New Part 8B of FSMA 2000 Section 131N: Cash access services and coordination arrangements
This section defines the use of the terms "cash", "cash access service", "free cash access service", and "cash access coordination arrangements" for the purposes of this Part.
	Subsection (2) defines "cash" as banknotes and coins.
	Subsection (3) defines a "cash access service" as a service which enables cash to be placed on a relevant current account (as defined in section 131O) or which enables cash to be withdrawn from a relevant current account. Examples may include, but are not limited to, a cash withdrawal from an ATM or cash machine, cashback, or an over-the-counter cash withdrawal or deposit at a bank branch or Post Office.
	Subsection (3A) defines a "free cash access service" as a free of charge service that enables cash to be placed on a relevant personal current account, or enables cash to be withdrawn from a relevant personal current account.
	Subsection (4) defines "cash access coordination arrangements" as arrangements which are designed to coordinate the provision of cash access services by multiple providers, but which do not directly provide these services to any person. The core functions of such coordination arrangements may include monitoring cash access, assessing whether cash provision meets community needs (for example, in response to a closure or request from a local community), and commissioning the provision of solutions where required.
	Subsection (5) defines terms in relation to "cash access coordination arrangements". A reference to an "operator" of such arrangements means any person with responsibility for managing or operating such arrangements. A reference to the operation of such arrangements includes their management. Subsection (6) uses the same definition of ‘relevant current account’ as that contained under section 131O.