The Act Overview
14.The Act has six Parts:
	Part 1 (which includes Schedules 1, 2 and 3) introduces provisions for amending the state pension framework. These include bringing forward state pension age equalisation and the increase to 66 and changing the reference period and group for whom additional state pension will be consolidated.
	Part 2 contains measures to amend the automatic enrolment provisions for workplace pension schemes. These include:an earnings trigger at which an employee must be automatically enrolled into a workplace pension, and new uprating provisions for the qualifying earnings band on which contributions are made;the introduction of an optional waiting period of up to three months before the automatic enrolment duty commences;a change to the timing of automatic re-enrolment, so that regulations must secure that there is not more than one automatic re-enrolment date in any period of two years and nine months, rather than in any period of three years;extending an existing reserve power to cap charges for active members to also include deferred members;changes to the way an employer can certify that their pension scheme meets the necessary quality test; andamending incorrect references in previous legislation to ensure a coherent set of regulations on automatic enrolment.
	Part 3 (which includes Schedule 4) contains provisions about occupational pension schemes. These include amendments to existing pension legislation which contains indexation and revaluation requirements for occupational pensions and payments from the Pension Protection Fund (PPF). Part 3 also contains provisions relating to the PPF, the Pensions Regulator and the Financial Assistance Scheme (FAS). It also includes minor technical amendments to previous pension legislation.
	Part 4 contains measures to amend the definition of “money purchase benefit” following the Supreme Court judgment in Houldsworth and another v Bridge Trustees & Secretary of State for Work and Pensions.
	Part 5 (which includes Schedule 5) introduces provisions to allow contributions to be taken from members of the salaried judiciary towards the cost of providing personal pension benefits.
	Part 6 contains the miscellaneous measures and technical provisions in the Act.