The Act Schedule 3 – Expenses of Money Attachment (Introduced by Section 196) Part 12 – Summary Warrants, Time to Pay and Charges to Pay
739.Sections 209 and 210 make amendments of the 1987 Act and the 2002 Act in relation to the need to serve a charge before executing certain diligences; the availability of time to pay where diligence is proceeding on a summary warrant; and the test the courts must apply in granting debtors time to pay.
740.Summary warrants are used by—
	local authorities to collect council tax, non-domestic rates, and community charge (poll tax) arrears;
	water authorities to collect water and sewerage charges; and
	Her Majesty’s Revenue and Customs to collect taxes and duties.
741.Time to pay directions and time to pay orders under the 1987 Act, if granted by the court on application by the debtor, “freeze”—
	further diligence by the creditor; or
	any right of the creditor to apply for sequestration of the debtor.
742.The 1987 Act also requires that a statutory form of charge to pay on 14 days’ notice (28 days if the debtor’s whereabouts are unknown or the debtor is outside the UK) is served on the debtor in some circumstances, and that certain diligences may be used only if the debtor has failed to pay as charged. Time to pay and charge to pay under the 1987 Act have not previously applied to debts enforced under a summary warrant.