Territorial extent and application Single Financial Guidance Body
The single financial guidance body will deliver its pensions guidance function, money guidance function, consumer protection function and strategic function UK-wide.
	The single financial guidance body’s debt advice function will only apply to England.
	A cold-calling ban created through regulations may apply to any or all of England, Northern Ireland, Scotland and Wales or any combination of these.
	A debt respite scheme created through regulations may apply in England only, England and Wales, England and Northern Ireland or in England, Wales and Northern Ireland.
	The full detail of the territorial extent and application of the sections is set out at Annex A.