Part 3: Building Act 1984 Building control approvers and building inspectors Section 48: Insurance: Removal of requirements Background
The existing Building Act 1984 requires Approved Inspectors to hold insurance through a DLUHC Secretary of State-approved scheme. This is supported by regulations which require Approved Inspectors to provide proof of adequate insurance when performing a number of their statutory functions, such as the signing of final certificates.
	Removing the requirement for Government-approved insurance is designed to:
Make the Approved Inspectors sector more resilient and flexible in the face of insurance market fluctuations, and
Create alignment with insurance requirements between Approved Inspectors and other professions.
	Secondary legislation will remove the requirement for Approved Inspectors to provide proof of adequate insurance when performing their statutory functions.
Example
Examples of Approved Inspector statutory functions include the submission of initial notices to local authorities, and the signing of part-final and final certificates.
Secondary legislation will remove the requirement for Approved Inspectors to provide proof of insurance when performing these functions. Checking proof of insurance is currently undertaken by local authorities, and consequently these changes will reduce burden on LAs. The Approved Inspector regulatory body CICAIR will also no longer be required to check insurance for its register of Approved Inspectors.