Schedule 1: Information and disclosure for third parties Section 13: Jurisdiction within the United Kingdom
72.This section sets out what is to happen in cases in which the third party is domiciled in one part of the United Kingdom, and the insurer is domiciled in another. It provides the third party with the choice to issue proceedings either in his or her own place of domicile or in that of the insurer, regardless of any contrary provisions in the insurance contract. In the absence of this provision, proceedings brought by a third party under the Act against an insurer domiciled within the United Kingdom would be within the scope of Council Regulation (EC) 44/2001 and would therefore be governed by Schedule 4 to the Civil Jurisdiction and Judgments Act 1982 and any relevant clause in the insurance contract. The result might in these circumstances be that the third party is prevented from suing the insurer in the courts of his or her own place of domicile.