Summary and Background
3.This section sets out the current position in each policy area, and how the Act will change it.
4.Many of the changes listed below are based on policy proposals set out in the Government’s White Paper Security in Retirement: Towards a New Pensions System, published in May 2006 (hereafter referred to as ‘the White Paper’).
5.For ease of reference when reading these explanatory notes, please note the following abbreviations for existing pieces of legislation amended by the Act:
	SSAA1992 – Social Security Administration Act 1992
	SSCBA1992 – Social Security Contributions and Benefits Act 1992
	PSA1993 – Pension Schemes Act 1993
	PA1995 – Pensions Act 1995
	WRPA1999 – Welfare Reform and Pensions Act 1999
	CPA2004 – Civil Partnerships Act 2004
	PA2004 – Pensions Act 2004