Debt Respite Scheme Statutory debt repayment plan
Provision for the creation of a debt respite scheme (including Breathing Space and the Statutory Debt Repayment Plan (SDRP)) was made through sections 6 and 7 of the Financial Guidance and Claims Act 2018 (FGCA). Regulations to deliver the SDRP will be made under the FGCA.
	The Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020 deliver the Breathing Space part of the scheme. These regulations came into force on 4 May 2021.