Legal background Loans for mortgage interest etc
The key legislation for the current support for mortgage interest scheme is:
income support – Section 135(1) of the Social Security Contributions and Benefits Act 1992 and regulations 17(1)(e) and 18(1)(f) of, and Schedule 3 to, the Income Support (General) Regulations 1987;
jobseeker's allowance – Section 4(3), (3A) and (5) of the Jobseekers Act 1995 and regulations 83(f) and 84(g) of, and Schedule 2 to, the Jobseeker's Allowance Regulations 1996;
employment and support allowance – Section 4(1) and (2) of the Welfare Reform Act 2007 and regulations 67(1)(c) and 68(1)(d) of, and Schedule 6 to, the Employment and Support Allowance Regulations 2008;
state pension credit – Section 2(2) and (3) of the State Pension Credit Act 2002 and regulation 6(6)(c) of, and Schedule 2 to, the State Pension Credit Regulations 2002;
universal credit - Sections 8(2)(c) and 11 of the Welfare Reform Act 2012 and regulations 23(1)(c) and 25 of, and Schedules 1 to 3 and 5 to, the Universal Credit Regulations 2013; and
payments direct to mortgage lenders - Section 15A of the Social Security Administration Act 1992, regulation 34A of the Social Security (Claims and Payments) Regulations 1987 and regulation 59 of the Universal Credit, Personal Independence Payment, Jobseeker's Allowance and Employment and Support Allowance (Claims and Payments) Regulations 2013.